Dr. Lalitagauri Kulkarni

Associate Professor, Gokhale Institute of Politics and Economics, Pune

Fulbright Fellow | |Development Policy in Digital Economy | Fintech for Society | Micro entrepreneurship

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1. Academic contribution - Published 18 research papers in reputed journals with a strong focus on:

o Development policies for nano and micro-enterprises and start-ups

o Regional and gender disparities in digital financial inclusion

o Responsible fintech for social good

o Financial Economics

• Fulbright project at the University of Michigan explored “Fintech and Low-Income Women Entrepreneurs’ Access to Finance.”

• Recent books published by Springer Macmillan:

o Inclusive Banking in India: Reimagining the Bank Business Model (June 2021)

o The Future of Indian Banking (March2022)

• India patent published “An Endowment Life Assurance Financial Engineering System for Trading Endowment Life Assurance Based Products” (2011), Indian Patent Journal.

2. Policy Advocacy - Policy Reports and Advisory

o Formalisation of Nano Enterprises through Innovation and Digital Transformation, in collaboration with LEAD at Krea University, IFMR (March 2023)

o Survey report on challenges faced by Urban Nano Enterprises in pune (April 2023)

3. Public Outreach -

o Lecture series and Public Lectures on "FinTech and Financial Inclusion: Myths and Realities”, Organised by India Center, Central University of Orlando, Florida, USA(March 2024)

o On-demand session on “The Great Indian Digital Financial Inclusion” -at Financial Inclusion Week (FIW 2022) organised by Centre For Financial Inclusion,ACCION

o Weekly Column in Daily 'Sakal’ (2020-2024)-Penning the stories of nano entrepreneurs to bring them into the limelight

o Op-eds and articles in Maharashtra Times, Loksatta, Indian Express and Times of India .

Academic Leadership & Mentorship

• Director, Centre for Excellence in Entrepreneurship & Development (2023-2024)

• Associate Dean of Faculty (2022-23)

• Faculty-in-Charge of Executive and Master’s Programs in Financial Economics (2018-2022)

• Mentors Ph.D. scholars and teaches Masters Programs on Financial Economics and Financial Derivatives.

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Google Scholar & Linkedin

Linkedin Profile Links : https://www.linkedin.com/in/lalitagauri-kulkarni-2343b727

Google Scholar Profile Links : https://scholar.google.com/citations?hl=en&user=01McGTQAAAAJ

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