1. Kulkarni, L., & Radkar, A. (Accepted for publication in Economic and Political Weekly). Navigating Cash Transfer Schemes: Some Evidence from Maharashtra’s Ladki Bahin Scheme (Scopus Indexed)
2. Ghosh, A., & Kulkarni, L. (2024). Unleashing the Potential of the Indian Fintech for Financial Inclusion: A Qualitative Analysis. Journal of Entrepreneurship and Innovation in Emerging Economies, Sage Publications. https://doi.org/10.1177/23939575241274892 (Scopus Indexed)
3. Chintamani, B. G.,& Kulkarni, L. (2023) Determinants and effects of international remittances: evidence from Ratnagiri District of rural Maharashtra. The Indian Journal of Labour Economics, 66(2), 617-637. https://doi.org/10.1007/s41027-022-00426-1. (Scopus Indexed)
4. Kulkarni, L., & Ghosh, A. (2021). Gender disparity in the digitalization of financial services: challenges and promises for women's financial inclusion in India. Gender, Technology and Development, 25(2), 233-250. https://doi.org/10.1080/09718524.2021.1911022 (Scopus Indexed)
5. Kulkarni, L. (2017). Financial efficiency versus social outreach of Indian microfinance institutions: mission drift or character shift?. Journal of Social and Economic Development, 19(2), 323-340. https://doi.org/10.1007/s40847-018-0049-3 (Scopus Indexed)
6. Kulkarni, L., & Pandit, A. (2022). Is COVID-19 a black swan event? evidence from the national stock exchange of India. Mudra: Journal of Finance and Accounting, 9(1), 1-18. https://doi.org/10.17492/jpi.mudra.v9i1.912201
7. Parchure, R., Kulkarni, L., & Reddy, K. S. (2022). Estimation of Critical Level of Exchange Rate to Manage Corporate Default and NPAs. In Studies in International Economics and Finance: Essays in Honour of Prof. Bandi Kamaiah (pp. 489-511). Singapore: Springer Singapore. DOI: 10.1007/978-981-16-7062-6_24
8. Kulkarni L., & Pandit A. (2022). A bibliometric analysis of the development of Options Pricing models from 1970-2020. The Indian Management Research, Vol.9, Issue No.1, January- June 2022.
9. Palve D.& Kulkarni L. (2021). Efficacy of Urban Self-Help Groups in Financial Inclusion: Evidence from Pune City. Southern Economist, Vol.60,No.21, ISSN 00384046.
10. Jain M.,& Kulkarni L.(2019). Universalization of Life Insurance: A Feasibility Study? The IUP Journal of Management Research, Vol XVIII No 2.
11. Kulkarni, L., Dhume, A. (2018). Impact of Fiscal Transfers on Gross Domestic Product of Indian Federal States: A Panel Data Analysis. In: Khan, N. (eds) Challenges and Issues in Indian Fiscal Federalism. India Studies in Business and Economics. Springer, Singapore. https://doi.org/10.1007/978-981-10-6217-9_5
12. Kulkarni L. & Saraf V., (2017). Is Social Media the New Prophet in the Capital Market? A Case of Twitter. Asian Journal of Research in Business Economics and Management Vol. 7, No.3, 80.
13. Kulkarni L., Pardeshi S.(2017). Do Factors Determining Bank NPAs Differ According to the Bank Ownership Type? : Evidence from Indian Commercial Banks. Asian Journal of Research in Social Sciences and Humanities Vol. 7, No. 4, pp. 366-379.
14. Parchure R., & Kulkarni L., Liberalization of India’s Life Insurance Sector: Unfulfilled Promises”, Chapter in Book on 25 Years of Globalization in India (ed.) Kawadia Ganesh and Kanhaiya Ahuja, Ganga Publishers and Distributors, Indore, pp.252-266, 2017, ISBN: 978-81-932681. 2. (2017).
15. Kulkarni L. (2016). Health Inputs, Health Outcomes and Public Health Expenditure: An Evidence from the BRICS Countries. International Journal of Applied Economics, 31(1), March 2016, 72-84.
16. Kulkarni L. (2016). Data Gaps in Selected Segments of Financial and Related Sectors in India, Arthavijnana, Vol. 58, No 3,207-218.
17. Kulkarni L. & Risbud M., (2016). Effect of R & D Expenditure by Indian Firms on Share Market Valuation of the Firm (2016). International Journal of Economic Research, Vol.13 No.7. (Scopus Indexed)
18. Kulkarni L. (2016). Empirical Study of the Relationship between Value Added and Stock Price of Firm In Indian Stock Market The ICFAI University Press Journal of Accounting Research & Audit Practices, Vol. 15, No. 2, pp. 23-37.
19. Kulkarni L.(2016). Effects of Outbound Acquisitions on Performance of Indian Acquirers: A Lost Odyssey?”, (2016), International Journal of Applied Business and Economic Research, Vol. 14, No. 14 p.p. 197-221. (Scopus Indexed)
1. The Future of Indian Banking, Kulkarni L. with Joshi V.C. (March2022) Springer Books , ISBN 978-981-1695 61-2.
2. Inclusive Banking in India: Reimagining the Bank Business Model, Kulkarni L. and Joshi V.(June 2021) by Springer MacMillan Publishers, ISBN 978-981-336-796-8.
1. Financial Efficiency versus Social Outreach of Indian Micro-Finance Institutions, Kulkarni, Lalitagauri (2017), Working Paper No. 38, Gokhale Institute of Politics and Economics, Pune, December.
2. Large Scale Corporations in India’s Non-Financial Sector: Protagonists or Predators?, Kulkarni, Lalitagauri and Dhume A. (2016), Working Paper No. 36, Gokhale Institute of Politics and Economics, Pune, September.
3. Examining the Financial Feasibility of Universal Health Insurance in India, Kulkarni, Lalitagauri and Jain, Manu (2016), Working Paper No. 37, Gokhale Institute of Politics and Economics, Pune, October.
4. "Book Review: Capital Flows and Exchange Rate Management," Arthavijnana, Gokhale Institute of Politics and Economics, vol. 55(1), pages 120-122.
1. Determinants of Use of Mobile Transactions by Women in Low Income Segment- Based on Technology Acceptance Model (TAM) (Under Review)
2. The Unbanked and The Excluded: Study of Financial Inclusion of Slums Dwellers in Pune Metropolitan Area
3. Study of Microenterprises in Leh- Ladakh Region, a qualitative survey of Issues and Challenges
4. Study of Impact of Instant Cash Initiative for Urban Slum Dwellers during Pandemic